Credit Card Fraud, PC 484e

California Penal Code section 484(e) makes it a crime to steal a credit or debit card, or a party’s credit card or debit card information. This is a wobbler; can be charged as a misdemeanor or a felony. This code section is one of many credit card fraud statutes in California.

Defenses:

      • You did not intend to defraud,
      • You did not steal a credit card, and/or
      • You acted out of necessity

Penalties:

As a misdemeanor:

      • Up to 6 months County Jail
      • Possible immigration consequences
      • Possible loss of government aid programs

As a felony:

      • 1 Year County Jail, or 16 months, 2 years, 3 years state prison
      • Immigration consequences
      • Possible loss of government aid programs

484e

(a) Every person who, with intent to defraud, sells, transfers, or conveys, an access card, without the cardholder’s or issuer’s consent, is guilty of grand theft.

(b) Every person, other than the issuer, who within any consecutive 12-month period, acquires access cards issued in the names of four or more persons which he or she has reason to know were taken or retained under circumstances which constitute a violation of subdivision (a), (c), or (d) is guilty of grand theft.

(c) Every person who, with the intent to defraud, acquires or retains possession of an access card without the cardholder’s or issuer’s consent, with intent to use, sell, or transfer it to a person other than the cardholder or issuer is guilty of petty theft.

(d) Every person who acquires or retains possession of access card account information with respect to an access card validly issued to another person, without the cardholder’s or issuer’s consent, with the intent to use it fraudulently, is guilty of grand theft.

(Repealed and added by Stats. 1998, Ch. 468, Sec. 9. Effective January 1, 1999.)

The information within this website is NOT LEGAL ADVICE but merely meant to be general information. Nothing in this website, nor filling out any forms on this website, shall constitute an attorney-client relationship.

Privacy Policy

Copyright 2023, Azami Law.  All Rights Reserved

Scroll to top